2025 Conforming Loan Limits In India. In high cost areas, the limit is up to $1,149,825 (see below for limits by county). New loan size limits are set each year on conventional mortgages that freddie mac or fannie mae will buy from.

The fhfa has increased conforming loan limits to $766,550 up from $726,200. In 2025, you can borrow up to $766,550 on a conforming loan in most areas, marking a conforming loan limit increase of $40,350 from last year’s numbers.